Vietnam QR Code Payment: A Quick & Easy Guide

QR code payments are rapidly gaining popularity in Vietnam, offering both locals and tourists a fast, secure, and convenient way to pay for goods and services. This digital payment method eliminates the need for cash or cards, enabling you to complete transactions in just a few seconds using your smartphone. Whether you’re exploring the bustling streets of Hanoi, relaxing by the beaches of Da Nang, or enjoying the vibrant markets of Ho Chi Minh City, understanding how QR code payments work will make your experience in Vietnam much smoother. In this guide, we’ll show you how to set up your payment app, where to use QR codes, and how to navigate this modern, cashless way of paying at restaurants, shops, transport services, and more.

1. What is Vietnam QR Code Payment?

QR code payments in Vietnam allow you to complete transactions by scanning a QR code provided by the merchant. This form of payment is integrated into several popular mobile payment apps that link directly to your bank account or credit card. With a few taps on your phone, you can pay for almost anything.

👉 Why Use QR Code Payments in Vietnam?
QR code payments are a popular choice in Vietnam because they are fast and convenient. They eliminate the need for physical cash and make card payments easy to complete. Whether you’re dining at a restaurant, buying souvenirs, or using public transportation, you can simply scan a QR code to pay. This method is especially helpful for tourists who don’t want to deal with local currency.

Vietnam’s push towards a cashless society has made QR payments widely available. In major cities like Hanoi, Ho Chi Minh City, and Da Nang, you will find QR codes everywhere — from small street vendors to large malls. The simplicity of QR payments makes them ideal for tourists looking to avoid the hassle of exchanging currency.

💻 You can read more: Vietnam Digital Payments : A Guide for Tourists

2. How to Use QR Code Payments in Vietnam

Using QR code payments in Vietnam is a simple and fast process. Here’s how you can get started.

Step 1: Download a Payment App

To start, download a mobile payment app that supports QR code payments. Popular apps include MoMo, ZaloPay, ViettelPay, and VNPay. These apps are available for both Android and iOS devices, and they are easy to install and set up.

Step 2: Link Your Bank Account or Card

Once you’ve downloaded the app, link your bank account or credit/debit card to it. This allows you to load money into the app and use it for QR code payments. You can choose to link multiple accounts or cards to your app, giving you flexibility.

Step 3: Scan the QR Code to Pay

Once you’re ready to make a purchase, open your payment app and select the option to scan QR code Vietnam. Hold your phone’s camera over the merchant’s QR code to scan it. When the code is recognized, the payment amount will appear on your screen. Simply confirm the payment, and the transaction is complete.

Step 4: Receive Confirmation

After completing the payment, you’ll receive a confirmation message from the app, and the merchant will also get notified that the payment was successful. This provides you with a secure and instant way to verify your transactions.

💻 You can read more: Using Mobile Wallets in Vietnam: Momo, ZaloPay & VNPay

3. Where Can You Use QR Code Payments in Vietnam?

QR code payments are accepted in many places throughout Vietnam, especially in urban areas. Below are some common places where you can use QR code payments:

👉 Restaurants and Cafes

Many restaurants and cafes now offer QR codes on their tables or bills. You can scan the code to pay directly from your phone, saving time and avoiding the need for cash.

👉 Shops and Markets

From large department stores to small street markets, QR codes are becoming increasingly popular as a payment method. Simply look for the QR code at the checkout counter, scan it, and pay with your mobile app.

👉 Transportation

Services like Grab and traditional taxis now accept QR payments. You can also use QR codes to pay for public transportation in major cities like Hanoi and Ho Chi Minh City.

👉 Tourist Attractions

Many tourist spots and hotels have adopted QR code payments, making it easier for travelers to buy tickets or pay for services.

💻 You can read more: Hanoi Hidden Cafes: Discover Unique & Instagrammable Coffee Spots

4. Advantages of Using QR Codes in Vietnam

QR code payments in Vietnam come with several benefits that make them a convenient option for both locals and tourists.

👉 Speed and Convenience

One of the main advantages of QR code payments is how fast and easy they are. You don’t need to carry cash, and you can make payments in seconds with just your smartphone. This is particularly helpful in busy areas where you need to make quick purchases or avoid long lines.

👉 Security

QR code payments are secure because they involve encrypted transactions. Your personal information and bank details are stored safely within the app, minimizing the risk of fraud.

👉 No Need for Currency Exchange

As a foreign tourist, QR code payments can save you the hassle of exchanging currency. You can link your international credit or debit card to a payment app and pay directly in Vietnamese dong, bypassing the need for cash.

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5. Things to Keep in Mind

While QR code payments are an efficient and secure way to pay, there are a few things to keep in mind:

👉 App Compatibility

Ensure that the app you choose supports international credit or debit cards. Some apps may require a local Vietnamese bank account, so be sure to check the app’s features before downloading.

👉 Internet Connection

Since QR code payments rely on mobile apps, you will need an active internet connection. Make sure you have access to Wi-Fi or mobile data to complete your transactions.

👉 Transaction Limits

Some apps may have transaction limits depending on your account type or bank card. Be aware of any restrictions before using your app for large purchases.

💻 You can read more: Vietnam SIM Card for Tourists: The Ultimate Guide

6. Conclusion

QR code payments are transforming the way people pay in Vietnam, offering a fast, secure, and convenient alternative to traditional methods like cash or cards. For tourists, this digital payment method is an easy and practical solution that allows you to pay for almost everything with just a smartphone. By downloading a local payment app, linking your bank account or card, and scanning QR codes, you can make seamless payments throughout your stay in Vietnam. This simple payment method is a great way to experience the convenience of a cashless society and enjoy your time in this vibrant country without worrying about carrying cash.

With QR code payments becoming more widely accepted, it’s clear that this trend will continue to grow, making your travel experience in Vietnam even easier. So, next time you’re in Vietnam, don’t forget to use QR codes to streamline your transactions and enhance your travel experience!